Our services

End-to-end collection services for banks, consumer finance, leasing and asset management companies — professional, lawful, and protective of our clients’ reputation.

Hire Purchase & Leasing

Collection services for leading leasing companies covering cars, motorcycles and agricultural machinery — combining phone collection with field visits for the best results.

All delinquency buckets
Field coordination for address verification and negotiation
Regular reporting to clients

Personal Loans & Credit Cards

We manage personal loan, credit card and digital lending portfolios for banks and consumer finance companies, with trained phone-collection teams that communicate courteously and lawfully.

Large-scale phone collection teams
Supervisor-led quality control
Aligned with each client’s policy and brand

Home Loans

Mortgage collection for banks and asset management companies, focused on negotiating workable solutions for borrowers while protecting our clients’ interests.

Restructuring negotiations within client guidelines
Legal coordination when required

Debt Sale & NPL

We manage non-performing and purchased debt portfolios through systematic follow-up, additional tracing and appropriate legal action.

Tracing for hard-to-reach borrowers
Collection strategy tailored to each portfolio

Field Collection

Our field collection representatives (FCR) visit, verify and negotiate with our clients’ customers to secure repayment and build lasting relationships, supported by branches in the east, south, north and northeast.

Verification of borrower and guarantor addresses
On-site repayment negotiation
Visit reporting

Litigation & Enforcement

Our professional legal team handles the full process from filing and trial through to enforcement — with expertise, care and professional ethics — as a tool to recover debts for our clients.